What services are offered?
Swiftrefund.com partners with Mercury Tax Prep, LLC to offer tax preparation with IRS submittal as well as tax refund distributions and tax refund anticipation loans.
What are the fees?
Swift Refund charges a flat tax prep fee of $150. This fee includes your tax return, IRS filings, and year round support. Depending on the type of refund loan you need, there may be additional fees from the lender.
What types of refunds are available?
There are 3 types of refunds available: IRAL (instant refund anticipation loan) IRAL’s are deposited within one hour of completing your tax return.  IRAL’s have the highest fee.  RAL (refund anticipation loan) this is the basic refund, RAL’s are processed within 24 hours.  You can also receive your refund via check sent through standard US mail.
How quickly can I receive my refund?
You can have your refund in as little as 10 minutes after completing your tax return.  Most refunds are received the next business day.
How secure is online tax prep?
Swiftrefund.com and Mercury Tax Prep, LLC take every measure to provide the most secure and convenient way to file your tax return and offer your refund.  For more info please see our privacy policy.
How is my refund processed?
Most refunds are submitted via ACH & are directly deposited into your checking account.  You may also request a paper check.
How long does the process take?
Most tax filings are completed within 20 minutes.  The amount of time required depends on the amount of information you have (i.e. multiple W-2’s, 1099’s, etc.)
What information is need to complete my tax return?
You will need your W-2, any 1099’s, or the equivalent.  You will also need to sign your tax return once all of your paperwork has been completed.  All forms will be emailed to you
for approval and signature, then they will need to be faxed back.